Terms of Use

Terms of Service

Please read these terms carefully before using SwapWithUs.

Last updated: 11 July 2026

1. Acceptance of Terms

These Terms of Service ("Terms") form a legally binding agreement between you and SwapWithUs Oy, a company registered in Finland ("SwapWithUs", "we", "us", or "our"), governing your use of the SwapWithUs platform at swapwithus.com.

By creating an account or using our platform, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy. If you do not agree, do not use the platform.

These Terms do not affect any statutory rights you have as a consumer under Finnish law or applicable EU legislation, which cannot be excluded by contract.

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2. Definitions

PlatformThe SwapWithUs website and any associated mobile interface available at swapwithus.com.
User / youAny person who creates an account on the platform.
ListingA profile of an item or property (home, clothes, book, caravan) that a user offers for swapping.
SwapA direct, free exchange of items or property access arranged between two users through the platform. No money changes hands between users for a swap.
Swap requestA message sent by one user to another proposing a swap of their respective listings.
ContentAny text, photos, descriptions, messages, or other material you submit to the platform.
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3. Eligibility

To use SwapWithUs you must:

  • Be at least 18 years old
  • Have the legal capacity to enter into a binding agreement
  • Not be prohibited from using the platform under applicable law
  • Provide accurate and truthful registration information

SwapWithUs is currently available to users in the European Union. We reserve the right to restrict access from other regions during this launch phase.

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4. What SwapWithUs Is — and Is Not

SwapWithUs is a listing and introduction platform. We provide the technology for users to discover each other and communicate about potential swaps. We are not a party to any swap arranged through the platform.

At this stage of launch, SwapWithUs does not provide:

  • Insurance or liability cover for swaps or donated/exchanged items
  • Guarantees about the condition, accuracy, or safety of any listing
  • Verification of users beyond email confirmation
  • Dispute resolution, mediation, or arbitration services
  • Any form of deposit or damage protection scheme

Users are solely responsible for assessing the suitability of a swap partner and for any arrangements they make outside the platform. We strongly encourage you to verify identities, communicate thoroughly, and check whether your own insurance policies cover the activity before proceeding with any swap.

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5. Account Registration & Obligations

  • You may hold only one account. Creating multiple accounts is prohibited.
  • You must provide accurate, current, and complete information at registration and keep it updated.
  • You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
  • You must notify us immediately at [email protected] if you suspect unauthorised access to your account.
  • You may not transfer or sell your account to another person.
  • Accounts created via Google or Facebook login are subject to those providers' terms in addition to ours.
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6. Listings

When you create a listing, you confirm that:

  • The information and photos you provide are accurate, truthful, and up to date.
  • You own or have the legal right to offer the listed item or property for swapping.
  • For home listings: you have the legal right to grant access to the property (e.g. as owner or with the landlord's permission).
  • The listing does not infringe any third-party rights.
  • You will keep availability dates current and promptly update or remove your listing if it is no longer available.

The following listings are prohibited:

  • Properties you do not own or do not have permission to list
  • Items that are illegal to transfer under applicable law
  • Misleading, fraudulent, or duplicate listings
  • Listings containing offensive, discriminatory, or harmful content
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7. Swaps

  • A swap is a voluntary, direct arrangement between two users. SwapWithUs facilitates the introduction but is not a party to the swap agreement.
  • Users are solely responsible for agreeing the terms of any swap — including dates, condition of items, access arrangements, and any house rules — directly with each other.
  • No money is charged between users for a swap. Swaps are free exchanges.
  • SwapWithUs does not guarantee that a swap will be completed, that a swap partner will honour their commitment, or that any listed item or property will be as described.
  • Any disputes arising from a swap are between the users involved. SwapWithUs has no obligation to intervene but may, at its sole discretion, suspend accounts involved in reported misconduct.
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8. Prohibited Conduct

You must not use the platform to:

  • Post false, misleading, or fraudulent listings or information
  • Impersonate another person or entity
  • Harass, threaten, or discriminate against other users
  • Collect or scrape user data without our written permission
  • Use automated tools, bots, or scripts to access the platform
  • Attempt to gain unauthorised access to other accounts or platform infrastructure
  • Conduct commercial transactions disguised as swaps (e.g. charging money for a listed item)
  • Violate any applicable law or regulation, including export control or sanctions laws
  • Upload or transmit malware, viruses, or harmful code
  • Post content that is illegal, obscene, or infringes a third party's intellectual property rights

We reserve the right to remove content and suspend or permanently ban accounts that violate these rules, without prior notice.

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9. User Content & Intellectual Property

You retain ownership of all content you upload to the platform. By submitting content, you grant SwapWithUs a non-exclusive, royalty-free, worldwide licence to store, display, and distribute your content solely for the purpose of operating and promoting the platform. This licence ends when you delete the content or your account.

You confirm that any content you submit does not infringe the intellectual property rights, privacy rights, or any other rights of a third party.

The SwapWithUs name, logo, and platform design are the intellectual property of SwapWithUs Oy. You may not reproduce or use them without our prior written consent.

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10. Disclaimers & Limitation of Liability

The platform is provided "as is" and "as available". To the fullest extent permitted by Finnish and EU law, SwapWithUs makes no warranties — express or implied — regarding the reliability, availability, or fitness for a particular purpose of the platform.

SwapWithUs is not liable for:

  • Any loss, damage, injury, or dispute arising from a swap between users
  • The accuracy, condition, or legality of any listing
  • The conduct, identity, or trustworthiness of any user
  • Loss of data, revenue, or profits resulting from use of the platform
  • Platform downtime, technical errors, or service interruptions

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under applicable law.

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11. Suspension & Termination

By you: You may delete your account at any time from Profile → Settings → Delete Account. Upon deletion, your personal data will be erased as described in our Privacy Policy, except where retention is required by law.

By us: We may suspend or terminate your account without prior notice if you breach these Terms, engage in fraudulent activity, or if continued access poses a risk to other users or the platform. We will inform you of the reason unless doing so would compromise an ongoing investigation or is prohibited by law.

Termination does not affect any obligations that arose prior to termination.

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12. Dispute Resolution

If you have a complaint about SwapWithUs, please contact us first at [email protected]. We will make reasonable efforts to resolve your complaint promptly.

If we cannot resolve the complaint directly, you may refer your dispute to the Finnish Consumer Disputes Board (Kuluttajariitalautakunta — kuluttajariita.fi) or use the European Commission's Online Dispute Resolution platform:

EU Online Dispute Resolution (ODR) Platform

ec.europa.eu/consumers/odr
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13. Governing Law

These Terms are governed by and construed in accordance with the laws of Finland, without regard to conflict of law principles.

If you are a consumer resident in another EU member state, you also benefit from the mandatory consumer protection laws of your country of residence. Nothing in these Terms overrides those protections.

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14. Changes to These Terms

We may update these Terms from time to time. If we make a material change, we will notify you by email at least 14 days before it takes effect. The "Last updated" date at the top reflects the current version. Continued use of the platform after the effective date of the new Terms constitutes your acceptance. If you do not accept the updated Terms, you must stop using the platform and may delete your account.

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15. Contact

For questions about these Terms, contact us:

SwapWithUs Oy

General: [email protected]

Privacy: [email protected]

Registered in Finland