Please read these terms carefully before using SwapWithUs.
Last updated: 11 July 2026
These Terms of Service ("Terms") form a legally binding agreement between you and SwapWithUs Oy, a company registered in Finland ("SwapWithUs", "we", "us", or "our"), governing your use of the SwapWithUs platform at swapwithus.com.
By creating an account or using our platform, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy. If you do not agree, do not use the platform.
These Terms do not affect any statutory rights you have as a consumer under Finnish law or applicable EU legislation, which cannot be excluded by contract.
To use SwapWithUs you must:
SwapWithUs is currently available to users in the European Union. We reserve the right to restrict access from other regions during this launch phase.
SwapWithUs is a listing and introduction platform. We provide the technology for users to discover each other and communicate about potential swaps. We are not a party to any swap arranged through the platform.
At this stage of launch, SwapWithUs does not provide:
Users are solely responsible for assessing the suitability of a swap partner and for any arrangements they make outside the platform. We strongly encourage you to verify identities, communicate thoroughly, and check whether your own insurance policies cover the activity before proceeding with any swap.
When you create a listing, you confirm that:
The following listings are prohibited:
You must not use the platform to:
We reserve the right to remove content and suspend or permanently ban accounts that violate these rules, without prior notice.
You retain ownership of all content you upload to the platform. By submitting content, you grant SwapWithUs a non-exclusive, royalty-free, worldwide licence to store, display, and distribute your content solely for the purpose of operating and promoting the platform. This licence ends when you delete the content or your account.
You confirm that any content you submit does not infringe the intellectual property rights, privacy rights, or any other rights of a third party.
The SwapWithUs name, logo, and platform design are the intellectual property of SwapWithUs Oy. You may not reproduce or use them without our prior written consent.
The platform is provided "as is" and "as available". To the fullest extent permitted by Finnish and EU law, SwapWithUs makes no warranties â express or implied â regarding the reliability, availability, or fitness for a particular purpose of the platform.
SwapWithUs is not liable for:
Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under applicable law.
By you: You may delete your account at any time from Profile â Settings â Delete Account. Upon deletion, your personal data will be erased as described in our Privacy Policy, except where retention is required by law.
By us: We may suspend or terminate your account without prior notice if you breach these Terms, engage in fraudulent activity, or if continued access poses a risk to other users or the platform. We will inform you of the reason unless doing so would compromise an ongoing investigation or is prohibited by law.
Termination does not affect any obligations that arose prior to termination.
If you have a complaint about SwapWithUs, please contact us first at [email protected]. We will make reasonable efforts to resolve your complaint promptly.
If we cannot resolve the complaint directly, you may refer your dispute to the Finnish Consumer Disputes Board (Kuluttajariitalautakunta â kuluttajariita.fi) or use the European Commission's Online Dispute Resolution platform:
EU Online Dispute Resolution (ODR) Platform
ec.europa.eu/consumers/odrThese Terms are governed by and construed in accordance with the laws of Finland, without regard to conflict of law principles.
If you are a consumer resident in another EU member state, you also benefit from the mandatory consumer protection laws of your country of residence. Nothing in these Terms overrides those protections.
We may update these Terms from time to time. If we make a material change, we will notify you by email at least 14 days before it takes effect. The "Last updated" date at the top reflects the current version. Continued use of the platform after the effective date of the new Terms constitutes your acceptance. If you do not accept the updated Terms, you must stop using the platform and may delete your account.
For questions about these Terms, contact us: